Free Tools for Online Sellers and Freelancers

Rates last checked

Free tools for online sellers and freelancers

Find out what Etsy, PayPal, Fiverr and Upwork take from each sale or payment, and what to charge so you still hit your number, then invoice clients with the fee already added. Every rate comes from the platform’s own pages and is dated.

  • Free, no signup
  • Rates from each platform’s own pages
  • Last checked 1 October 2026 · How we check

Which tool do you need?

Each platform charges in its own way, so start from how you earn.

1 tool

For online sellers

Your real profit per order after marketplace fees, ads and tax on fees, and the price you need for the margin you want.

Etsy Fee Calculator

For Etsy sellers · Rates checked 30 Sep 2026
You keep from a $100 sale$90.05

Your real profit on any Etsy sale after listing, transaction, processing and Offsite Ads fees, plus your break-even price and what to charge.

  • 19 countries
  • VAT on fees
  • Break-even price

Coming next for sellers: a Gumroad fee calculator. Request a tool.

2 tools

For freelancers

What reaches you from a gig or contract after platform fees, withdrawal and conversion, and what to charge so you still hit your rate.

Fiverr Fee Calculator

For Fiverr freelancers · Rates checked 1 Oct 2026
You keep from a $100 gig$80.00

Your real Fiverr earnings after the 20% fee, withdrawal and currency conversion, and exactly what your buyer pays at checkout.

  • Buyer’s total
  • Tips and extras
  • The $200 threshold

Upwork Fee Calculator

For Upwork freelancers · Rates checked 1 Oct 2026
You keep from $100 at a 10% fee$90.00

Your real Upwork take-home after the 0–15% service fee, Connects and withdrawal costs, plus what to charge, what your client pays and your agency margin.

  • Hourly and fixed price
  • What to charge
  • Agency profit

Choosing between Fiverr and Upwork? On a $1,000 job you keep $800 on Fiverr and $850 to $1,000 on Upwork, before Connects and withdrawal fees.

Coming next for freelancers: a freelance rate calculator. Request a tool.

2 tools

Getting paid

For money that doesn’t come through a marketplace: invoices, checkout on your own website, PayPal.me links and in-person QR codes.

PayPal Fee Calculator

For anyone paid via PayPal · Rates checked 1 Oct 2026
You keep from $100 via Checkout$96.02

Compare PayPal fees across every payment type, with international and conversion fees, and find what to charge to receive an exact amount.

  • US, UK, Canada, Australia
  • 10 payment types
  • What to charge

Invoice Generator

For freelancers and sellers · No signup, no watermark
Invoice to keep $100 via PayPal$104.12

Make a clean PDF invoice in a minute. It adds the PayPal or card fee to the total so the full price lands with you, and keeps your invoices, quotes and receipts in your browser.

  • 3 templates
  • Fee added for you
  • 50+ currencies

1 tool

Productivity

Pomodoro Timer

Free, runs in your browser

A simple focus timer for deep work: 25-minute sprints with short breaks, so client work and shop admin actually get done.

How these numbers are checked

  • Official sources only. Every rate comes from the platform’s own fee pages, such as Etsy’s fee policy and PayPal’s merchant fees, and each calculator links to its sources.
  • Dated and logged. Each calculator shows when its rates were last checked, and every change is logged here.
  • Every cost on the sale. Offsite Ads, VAT on fees, international and conversion fees, tips and withdrawal fees are counted, not just the headline rate.

Built and maintained by NetHustler. Spotted a fee that looks wrong? Let us know.

Recent fee changes

  1. All four fee calculators rebuilt: every payment option ranked side by side, a yearly fee estimate, one-click switching between what you keep and what to charge, share links, and your recent calculations saved on your device.

  2. Launched the free invoice generator: PDF invoices, quotes and receipts with the PayPal or card fee added to the total.

  3. Launched the Upwork fee calculator for the 0–15% variable service fee. The PayPal calculator now covers sellers in the UK, Canada and Australia. The Etsy calculator adds a break-even price and digital products.

  4. PayPal updated its US merchant fees: 3.49% + $0.49 for Checkout and 2.99% for Goods and services.

  5. Etsy changed its regulatory operating fees: France 1.14%, Spain 0.88%, Italy 0.80%, Türkiye 1.67%, India 0.05%, and a new 1.97% fee in Hungary.

FAQ

Frequently asked questions

Need a platform we don’t cover yet, or spotted a fee that looks wrong? Tell us.

Are these tools really free?

Yes. Every tool here is free, with no signup, no email and no usage limits. Nothing you type is sent to us: the calculators run in your browser, and your recent calculations are kept only on your device.

How accurate are the fee calculators?

Each calculator uses the rates published on the platform’s own fee pages, links to those pages, and shows the date its rates were last checked. Treat results as planning estimates: some accounts have custom pricing and exchange rates move daily, so a real statement can differ by a few cents.

How much does Etsy take from a $100 sale?

For a US seller, Etsy takes $9.95 on a $100 item with free shipping: a $0.20 listing fee, a $6.50 transaction fee and $3.25 payment processing. You keep $90.05 before your own costs, or $75.05 if the sale came from an Offsite Ad at 15%.

How much does PayPal charge to receive $100?

A US seller pays $3.98 on a $100 PayPal Checkout payment (3.49% + $0.49) and receives $96.02. A Goods and services payment costs $2.99. A buyer outside the US adds 1.5%.

How much does Upwork take from freelancers?

Upwork charges a Freelancer Service Fee of 0% to 15% per contract, shown on the offer or proposal and fixed once the contract starts. At 10%, a $1,000 contract pays you $900. Connects cost $0.15 each, and withdrawal fees depend on the method.

How much does Fiverr take from sellers?

Fiverr keeps 20% of every order, extra and tip, so a $100 gig earns you $80. Your buyer also pays a 5.5% service fee, plus $3.50 on purchases under $200.

Do the calculators work outside the US?

Yes. The Etsy calculator covers 19 countries, including local processing fees, regulatory fees and VAT or GST on fees. The PayPal calculator covers sellers in the US, UK, Canada and Australia. Fiverr’s fees are the same worldwide, and Upwork’s service fee is set per contract wherever you are.

How often are the rates updated?

Each calculator shows the date its rates were last checked against the platform’s own pages, and every change is logged on this page. If you spot a fee that has changed, tell us through the contact page.